Redirect spending.Build the foundation.
Plant. Protect. Reinvest. Multiply. The Black Treasury turns daily transactions into a visible strategy for ownership, infrastructure, and generational power.
“It’s not that Black people are poor. We suffer from poor decisions.”
Bro. First
Annual Goal
$20B
1% of $2.0T redirected each year
10-Year Foundation
$200B
At the 1% redirection level
Movement Frame
$2.0T
Economic force in motion
Redirection Engine
Move the lever
Redirect Rate
1%
Monthly Spend
Personal / Month
$24.5
1% of monthly spend
Personal / Year
$294
Annual household discipline
Personal / 10 Years
$2,940
Long-term contribution view
National / Month
$1.7B
1% of $2.0T
National / Year
$20.0B
Collective annual foundation
National / 10 Years
$200.0B
Institutional scale
Redirect Rules
See everything. Choose what counts.
The Ledger reveals all money movement. The Engine does not automatically redirect every transaction. You choose which categories, merchants, or transactions are eligible for redirection.
The Engine redirects — but you decide what fuels the Engine.
Ledger Total
$169.69
All visible records
Eligible Total
$45.2
1 selected records
1% Redirect
$0.45
Choice-based projection
Bank Connection
Connect Your Bank
Sandbox mode while we test the engine. This is where Plaid will connect transactions to behavior insights and redirection rules.
Sandbox ready. Connect a test bank to begin.
Current Insight
Largest mock category: Retail
This insight is connected to the active ledger records. The goal is not shame. The goal is decision awareness before redirecting capital.
Plaid Status
Not Connected
mock
Transactions Loaded
4
Current ledger records
Total Ledger Spending
$169.69
Everything visible in the ledger
Eligible Spending
$45.2
Only categories you selected
1% Redirect
$0.45
Projected from eligible records only
Last Sync
Waiting for Sandbox connection
Treasury Funds
Capital destinations
Health
Community wellness, prevention, and care access
25%
Education
Youth training, technical learning, and literacy
25%
Wealth
Business ownership, capital readiness, and enterprise growth
25%
Housing
Stability, ownership, land, and community assets
25%
Recent Transactions
The living ledger
Each transaction becomes a decision point. The dashboard shows what happened, what could be redirected, and what future fund it can support.
Swipe left to view the full ledger.
| Merchant | Category | Amount | 1% Redirect | Signal |
|---|---|---|---|---|
| McDonald's | Food | $45.2 | $0.45 | Included in Engine |
| Uber | Transportation | $22.1 | $0.22 | Ledger only |
| Netflix | Entertainment | $15.99 | $0.16 | Ledger only |
| Amazon | Retail | $86.4 | $0.86 | Ledger only |